Save money on care
Jabil gets it: you want high-quality care but don’t want to pay more than you have to. Here are the top ways to make your dollars go further.
Maximize your HSA (Healthy Plus participants).
If you’re enrolled in Healthy Plus, your Health Savings Account (HSA) gives you triple tax advantages on dollars you contribute — and on Jabil’s contributions. Here’s how to maximize your HSA:
- Contribute as much as you can without going over the annual IRS limits (for 2021: $3,600 single/$7,200 family, plus $1,000 for age 55+).
- Remember, Jabil contributions and Virgin Pulse incentives you (and/or your enrolled spouse) earn count toward the annual IRS limits.
You can stop or change your current contributions at any time. Contact My Jabil Benefits Service Center at 844.267.2359.
When you use in-network providers and facilities, you pay less out of pocket than for
Prepare for a hospital stay.
Check to see if the hospital is in your network before receiving services. Just because your in-network doctor has admitting privileges doesn’t necessarily mean the hospital is also in your network. And get the necessary preauthorization through your medical plan administrator — if you don’t, you may pay a penalty or find out your service isn’t covered.
Check for billing errors.
Mistakes happen, so review your medical bills and Explanation of Benefits (EOB) forms carefully. If you find an error, contact your medical plan administrator. You can also contact Health Advocate for help understanding your bills, negotiating a balance, making a payment plan and knowing your rights to appeal a denied claim.
Save big on prescription drugs.
Ask your doctor to prescribe generics instead of brand name drugs when possible. OptumRx regularly updates its Premium Formulary and Preferred Specialty List — also called a drug formulary — which is designed to help you get the right medicine at the best cost. You and your provider should also be aware of excluded medications and their alternatives.
OptumRx also has programs in place to help keep costs down, such as Step Therapy and Prior Authorization.
On a maintenance drug? Think mail order.
Have an FSA? Use it or lose it.
Use your Dependent Care FSA to pay for eligible dependent care expenses (NOT healthcare-related expenses), such as daycare, after-school programs for children up to age 13, and elder care.
And be sure to use your FSA money by December 31 — you lose any money left at the end of the year. File your claims by March 31 of the next plan year.
Learn more at Discovery Benefits.
Healthy Premier participants: Manage your HRA.
The Health Reimbursement Account (HRA) pays for your first dollars spent on eligible medical expenses and applies toward your annual deductible. HRA money at year-end rolls over if you stay in Healthy Premier. HRAs are managed by Jabil medical plan vendors.
Know where you can use Healthcare FSA dollars.
If you’re enrolled in the Healthcare FSA, check out FSAstore. Here you can find and purchase FSA-eligible products.